insurance tax increase prompting money grab by money grabbing insurers

[Neon Vagabond]

yeah so the liability insurance went up, not by much, but i didnt expect it to go up at all given that i never claimed etc.

My insurance only cover public liability and it also cover legal fee up to 100k. its £159 year

Where do you get your insurance? and how much should insurance cost?
Im posting this because i do hate the idea of being ripped off.

Also.. Do you need this indemnity insurance as well? When i heard a description of both of them by the insurer it did seem like there wasnt much difference between the 2.

I do hate insurance companies with an extreme passion

 

[The Ghost]

Insurance is an asset, if you can tell the future. Most liability insurances are extremely tricky to claim on. If you examine the wording you will see there is a catch 22 in the fine print. If you were negligent then the insurance will not pay out. If you were not negligent then the insurance company does not pay, as you did nothing wrong so you are not liable. Something tricky like that can't quite remember the details. Has that stoked your hate a little?

 

[Octopus]

I have PL and PI

My home has full cover

Insurance is paid so if you need to claim, you can......

 

[Neon Vagabond]

Insurance is an asset, if you can tell the future. Most liability insurances are extremely tricky to claim on. If you examine the wording you will see there is a catch 22 in the fine print. If you were negligent then the insurance will not pay out. If you were not negligent then the insurance company does not pay, as you did nothing wrong so you are not liable. Something tricky like that can't quite remember the details. Has that stoked your hate a little?

haha yes, youve managed to breath new life into a tired hatred