There's two types of protection in a CU. The normal circuit breakers (MCB's) protect the cabling against overload and fault currents which could damage the wiring or cause a fire. The RCD protects the user of the installation by detecting even a very small current that flows to earth when they touch something that's live.
ClassII insulation also protects the user by ensuring the chassis of an appliance can't become live but there's still always a chance you can get a shock from a classII appliance if there's water damage or physical damage, so, yes an RCD would afford some extra protection although the regulations may not explicitly require it.