• Welcome to the new forum. We're now hosted on ElectriciansForums.net rather than ElectriciansForums.co.uk - Chat about the forum upgrade by CLICKING HERE

Welcome to our Electrical Forum - We started out providing electrical advice just for the UK - But now we have specific advice for the USA too! - Register for free and share American Electrical Advice.

Discuss Car insurance for young drivers in the Electricians Chat - Off Topic Chat area at ElectriciansForums.net

Murdoch

Electrician's Arms
My son, who is just 19 has just received his insurance renewal and its £524

Not bad I think, but as he's shortly to start a full time job/ apprenticeship I told him to make sure they knew about his change of status from "student" to "apprentice" and he also needs a higher mileage too due to the commuting....

His current insurer won't touch him as they have an annual limit of 10K miles and he needs 12K

So far the cheapest is £825 - ouch

This was obtained using go-compare

I believe he's used another site and got similar prices

Anyone got any helpful suggestions?

Thanks
 

Matthewd29

Regular EF Member
On me axa directly, seem to be the best for young drivers Nd cuts out the bit added on by go compare and other websites. Just tell them what it was and see if they can't beat it they always do on my experience
 

buzzlightyear

please let me back in to the prison cell.
Electrician's Arms
be wiser will compare the best prices for your son needs.
does he own is own car ?
 

Gavin John Hyde

Electrician's Arms
CCTV / Alarms
consider one of them black boxes to get the quote down, they send emails reminding you to drive safe etc etc.. but quote stays same for year, the box is used to determine renewal price but at least if you have no accidents then you still get a years no claims for elsewhere.

go via a cashback site too, even if you only get £25 back it still counts.

Also if you keep entering the same details and reg number on these sites its logged and they recognise that and the prices reflect it, also for some reason insurance is cheaper to buy during the day time mid week. the system ups price in evenings and weekends! its a fact.. as hard as that is to believe....

Could start policy on say 10k miles and if towards end of year say month 10 hes getting close ring them to up the policy to 12k miles, chances are they will turn around and offer a new 12 month one at new premium, worse case they will increase premium for the last 2 months. also he would have say an extra 10 months no claims to add to it. could also increase the excess by 100 quid. sometimes makes a difference.

edit:
Also forgot to add, why not consider adding yourself onto his policy as a named 2nd driver... he stays the main one but even if you only drove it once to the shops it counts... it could bring the quote down a lot assuming you dont have loads of points or lack of no claims. I got added onto my sisters car as a named driver as her quotes were quite steep and it took her premiums down by 180 quid!!
 

telectrix

Scouser and Proud.
Respected Member
Forum Mentor
Electrician's Arms
CCTV / Alarms
Solar Guru
Trainee Access
DIY
tesco are doing competitive quotes for young drivers.
 

SWD

Gender neutral
Electrician's Arms
£825 for a 19 year old in this day and age is cheap......... what car is it?

Drill on reverse........... ;o)))))))
 

Joshua

|Ω|#e5|
Electrician's Arms
I got quoted £1800 for my first year. . But I did live in the ghetto so probably explains it.
 

Murdoch

Electrician's Arms
£825 for a 19 year old in this day and age is cheap......... what car is it?

Drill on reverse........... ;o)))))))
2006 ford fiesta 1.25
 

telectrix

Scouser and Proud.
Respected Member
Forum Mentor
Electrician's Arms
CCTV / Alarms
Solar Guru
Trainee Access
DIY
keep to the 10,000 miles. diss the speedo cable for a few thou.
 

Murdoch

Electrician's Arms
be wiser will compare the best prices for your son needs.
does he own is own car ?
we paid for it.

The insurance quotes include both of us and yes with a box keeps the price down
 

Electrician Talk

Electrical 2 Go - Electrical Supplier and Electrical Wholesalers
Electrical Insurance
ElectriciansForums.net (formerly known as ElectriciansForums.co.uk) was setup in April 2006 to provide free electrical advice to both professional and DIY electricians. Whether seeking advice for auto electrics, trying to find electrical installation condition reports (EICR) form downloads, or whether you're here just to talk to other electricians; we've been a first-choice website for tens of thousands of sparkies for well over a decade.
Top