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insurance

  1. Matt

    Do improvers/mates need insurance?

    Hey everybody, I was wondering if while working as a mate/improver on a big site (commercial/residnetial/whatever) one would require a insurance policy? If you are employed through CIS and as a result, a sole trader/self employed. I never considered anything else apart from an accident and...
  2. K

    Public liability insurance for mates?

    Hi all, I'm a newly qualified sparky and I'm starting to look for work through agencies. I have been asked for public liability insurance and I haven't been made aware of the need for me for having one. Do you need this kind of insurance if you are looking for Electrical Improver/Mate work and...
  3. Dan

    Best Van for Electricians for 2019 / 2020? (Pics Please But Not Essential)

    Best Van for Electricians for 2019 / 2020? (Pics Please But Not Essential) You can vote for 3 - The one you had last, the one you have now, the one you want next. You don't have to fill all these in. But if you do, copy and paste the questions into a thread of your own. Or quote this first...
  4. Idpost

    Tool insurance (20 characters)

    Can anyone recommend a good tool insurance provider. Preferably one that is stand alone to PL and vehicle insurance? Thanks Ian
  5. O

    Fire alarm engineer insurance queries

    Hi there unsure where to ask so i have joined this forum hoping someone will know. I am currently employed by a large firm as a fire alarm engineer for the past 10 years mainly service and small works including emergency light service. I have completed many courses over the years and am Bafe...
  6. 4

    Insurance page form not scrolling

    It is not possible to scroll down the form in the insurance section so it cannot be completed and submitted for a quote. Unless I m doing something wrong ?
  7. R

    Advice on working on site - ltd/umbrella and Insurance

    So I have seen a few jobs, that say you must be either Ltd or Umbrella and also have insurance. If anyone could give me advice on the best way to go about setting up that would be great.
  8. A

    Domestic AFDD, Building Regs and Insurance

    Hello all. New here so i may get flamed if this is covered somewhere else, but I've been scouring google for ages without any conclusions. I'm of the understanding now that AFDDs need to be installed in certain locations, sleeping accommodation being the one I'm interested in as it constitutes a...
  9. R

    Public Liability Insurance

    I’m looking at getting my Public Liability sorted, whilst I wait to get a Mates job. Can anyone recommend a company please?
  10. E

    Advice needed regarding insurance work

    Hi. We’ve recently suffered a house fire that has written off our kitchen and damaged most of our house and we’re in the process of having it repaired. The electrician has been and inspected and found that the wiring is not in line with current regulations. They have proposed that they install a...
  11. Davisonp

    Run on indemnity Insurance.

    I have got a job and am closing the limited company which I and my wife set up and are the only directors. Do I need run on Indemnity Insurance? Is it worth considering or not practical for someone who did predominantly household repairs? Thank you for any advice.
  12. O

    Car insurance for young drivers

    My son, who is just 19 has just received his insurance renewal and its £524 Not bad I think, but as he's shortly to start a full time job/ apprenticeship I told him to make sure they knew about his change of status from "student" to "apprentice" and he also needs a higher mileage too due to the...
  13. P

    Car insurance pleasant surprise

    For as many years as I can remember I have had to change my car insurance provider as the annual increase was so much. Last year I went back to CIS after a break of several years, and paid £366. I've just received this year's renewal notice, and instead of the usual jump of £300 to £400 it's...
  14. rolyberkin

    Pli Pi & Van Insurance any pointers?

    I have had a bit of a year for finding professional insurance but have again decided to renew with Arthur J Gallagher (Through Stroma) at £260 all in for Pli, Professional indemnity and employer liability. Van insurance is a different matter and I am getting quotes from £260 odd to £1100 on a 66...
  15. sevuk

    Insurance, specifically professional indemnity

    I'm insured with Direct Line for Public Liability, they don't treat church steeples as a hazardous location which is useful to me. However their professional indemnity insurance doesn't appear to cover doing any electrical installation condition reporting, which is part of what I do. Any...
  16. J

    cheapest place for van insurance

    wheres the cheapest place to go for van insurance
  17. W

    insurance public liability temp

    hello im a final year apprentice doing my portfolio.i do electrics for the council.I know a electrician who's doing alot of commercial work and my company has allowed me to go with him for the next few weeks as i asked for my portfolio.All i need is to be insured when i looked around its only...
  18. C

    Insurance inspection following fire

    Hello guys a surveying company has requested and EICR be carried out on a house following a fire which has been isolated to the bathroom or so it appears. The aim of the inspection is to develop a scope of works that will bring the house back up to a safe and fit for purpose standard, my...
  19. T

    Rip off insurance deals with the insurers on this forum no surely not (NOT)

    Just thought I would try our friendly forum sponsor insurers. Quoted me twice the price nearly for my van insurance. Did not bother with PI and Indemnity or that will probably be another double thier money offer. Anyone else tried a quote from this forum and was it good. They must think us dumb...
  20. C

    Public liability insurance stories

    Hello chaps I am renewing my insurance and would like to know of any stories which ended well with regards to any claims... if so can tell me your insurer. touch wood none so far on my front but there will be a day, i am skeptical as £60 notes for 2 million i find very hard to believe if things...
  21. M

    warranty insurance for PV

    hi all just to let u know today logged in to register a job with ec.. ... workmanship warranty & the price has gone up from £22.00 to £49.00 & another price increase for June sometime another 12%. Obvisouly big increase just glad we are at plot 16-36 & would have been nice to be at 36 but there...
  22. rolyberkin

    Tool Insurance Necessary?

    Okay I am coming up to renew on van insurance, do you all take out tool insurance, my tools are never left in van overnight or if are it is in the garage locked up. I read something today on putting the amount spent on insurance away every year to pay should something go walk about, views? £1k...
  23. A

    Professional indemnity insurance

    Hi Every one I have till now certified my own work and issued the certs as required but now have a job that requires to certify third party work. I have inquired from NAPIT and they want a fee and also require Indemnity Insurance of £250K (minimum).Spoke to STORMA and the person told me that...
  24. N

    insurance tax increase prompting money grab by money grabbing insurers

    yeah so the liability insurance went up, not by much, but i didnt expect it to go up at all given that i never claimed etc. My insurance only cover public liability and it also cover legal fee up to 100k. its £159 year Where do you get your insurance? and how much should insurance cost? Im...
  25. J

    EICR required for Part P installations?

    Hi Everyone, I have been told that when I join a Part P scheme I have to complete an EICR form for every installation or addition to a circuit before I can do any work on the circuit. So even putting a new socket on a bedroom circuit I have to complete an EICR form. To do that I have to have...
  26. R

    EICR QUESTION

    Hi all, Hope your having a good week up to now. I am an industrial electrician and have carried out inspection and testing on large scales down to small domestic households but always done it through a firm so dont get involved in the paperwork/sending side. My friend requires a EICR carrying...
  27. jaydub

    Insurance

    Whilst I am in my last couple of months before I fully qualify as an electrician I will be self-employed and doing electrician mate work for various people. What do I do about insurance? I was looking at trade direct insurance and they seem like a good company, does anyone have any experience...
  28. D

    Certification for commercial??

    hi folks, Have recently started out as a self employed electrician in Scotland here and at the moment am not with Select or NICEIC (hoping to join next year). Question is, do I need certain qualifications to work on commercial properties? From my understanding I realise that I cannot do...
  29. Dan

    New Insurance Deal Gets Forum Members Cheaper Insurance!

    Insurance for Electricians - http://www.electriciansforums.co.uk/forums/insurance-for-electricians.40/ Checkout the new insurance pages. Get yourself some quotes and let me know how they seem to you guys compared to your existing prices. Thanks
  30. J

    Insurance Or Client Who Pays?

    I was called to a property where they had a water leak causing a fair bit damage and I have repaired or replaced what is needed but the consumer unit is old who do I charge customer or the insurance who is paying for everything else?
  31. L

    Thinking About Starting A Testing Company

    I'm thinking about starting off doing testing and fault finding I've done testing for a local council and I'm confident and qualified to test I just have a few questions Would there be much work if I'm not registered with nic How would I register with them if all I do is testing? And what...
  32. rolyberkin

    The Insurance Act 2015

    My brother in law made me aware of this act which is which is imminent and is currently being flagged to local local authority building control departments. In a nutshell you need to ensure that your insurance accurately describes and covers your business activities and risk. The article and...
  33. L

    Private Work

    Hello All. Here's my situation, im currently NICEIC QS where I work, im earning a half decent wage but its never enough right. Im debating with the idea of setting up on my own but the thought of trying to replace my salary is frightening, mortgage and family so very risky. Not got enough...
  34. L

    Deicr

    Do you have to be Part P rsgistered to do a DEICR, its non notifiable as far as i can tell?
  35. DiscoDave

    Working abroad - travel insurance?

    In just over a week I'm heading to the Falklands for a month, just got on to looking at travel insurance, every company I can find covers manual work on the ground only - as in one step up a ladder and you're not covered. Just wondered if anyone had any experience or recommendations for decent...
  36. S

    Insurance for Electrical and solar PV

    Hi we need to renew our Public and Employers liability. Like many on here i think, we are electrical contractors who also do PV so need the additional risks for PV covered as well. I can see less roof work and more maintenance and battery work on the solar side over the next few years so i'm...
  37. A

    tradesman saver PLI

    Anybody with these? I have been for two years and recently called to change policy cover to include 3 phase. Woman on the other end didn't understand the difference so I explained and she held me on hold while she spoke to the underwriters. When she got back to me she said as long as you are...
  38. R

    Domestic Eicr and insurance

    Hi just wanted to ask. My electrician has told me that I need an eicr for my house. He said my house insurance won't cover me if I don't have one but I'm a bit confused because I have insurance. Do I still need the eicr to cover the insurance ?
  39. uksparks

    Efficacy Insurance

    Hi, Just about to renew my insurance, for PL and PI and Tools. I am currently with Ageas via the NICEIC, and with the above, i also get £100k of Efficacy Cover. The current policy is £690 per year, and the new company, via simply business, works out at £390 a year, so quite a big difference...
  40. J

    van insurance

    evening chaps any advise on van insurance for a 23year old that had 2 claims on company van policy and got 3 points on license for mobile phone now trying to get insurance for my own van. I know some people dont declare the claims from companys vans- becuase they think they don't count on...
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