Well some f!!ckwit decided to trash the front of my car.......

S

Squid

Front wheel drive Vectra must have over compensated when he lost the front to be able to throw out the rear end on a FWD car, me 4WD and on winter tyres..........

Now the joys of dealing with the insurance.........


Oh and he's private hire he'll be screwed at renewal time........


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Yep but the Lotus Exige would not be out in winter and to fund it I would sell the E30.
 
SWD said:
Front wheel drive Vectra must have over compensated when he lost the front to be able to throw out the rear end on a FWD car, me 4WD and on winter tyres..........

Now the joys of dealing with the insurance.........


Oh and he's private hire he'll be screwed at renewal time........


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get it up to Liverpool. we'l have it fixed, resprayed, different number plates, and on ebay within 2 hours.
 
My mate was a cab driver........ insurance was £3600 until his accident then renewal it was £6000 he is now driving for Sainsbury as a delivery driver......

Its repairable but its just the time and the hassle for this time of year plus its a JDM import so parts only via Subaru, the headlight may be an issue though.

Not my fault and if there where more jobs in Hungary then he wouldn't be losing the rear end of a Vectra in Shepherds Bush, I think i need to harden up and just think about number 1.
 
Madocks said:
No road markings, whos right of way was it?

He could argue your turned into his road and had right of way
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Road makings covered in ice and snow, the speed he was going he would have over shot the junction any way but losing the back end means he was driving to fast for the road conditions and on summer tyres, also training for my RoSPA in a 4WD drive car on winter tyres and with dash cam footage and travelling slowly as I slowed for the car at the junction before turning left I also had right of way it is also not "his road".
I rest my case M'lud
 
You could be 100% at fault if he has a good insurance handler

Reason: he was already established on the "wrong side" of the road due to legitimately overtaking parked cars. If he had a give way line to stop at shortly ahead of him, then so did you (usually; pics would confirm) - the give way applies to both entering and exiting the junction. The problem is you crossed the give way and immediately came in to conflict with him (< 1 sec) before he even got to his give way line.

He did have right of way. However, he was going too fast for conditions - but probably still within speed limit.

You could have been more cautious before entering his road.

Might take a while for insurance to settle this one!

50/50 is my guess but good luck.
 
How did you work that one out, I slowed down to turn in to the road as I wasn't sure of what the first car was doing, I was turning in from a major road in to a minor road and proceeded with caution and minimum speed due to the first car crossing the junction I further slowed down as I had already seen the Vectra but he lost his rear end and hit the front of my car.
 
Do you accept that turning from a major road in to a minor doesn't give you any priority over traffic already proceeding along the minor road? I am not being funny, I'm just asking because a lot of people don't realise. The front of your car shouldn't really have been there to hit.

You weren't going overly fast, he was, but from the video, I wonder if you may have focused on what the first car was doing and not looked up the road before actually turning in to it. The Vectra and the parked cars were there to see? If you did look and saw him travelling fast, why make the turn? If you didn't look because you had an expectation that nobody would be going stupidly fast in such bad weather, understandable, but it makes you at least partly liable in my estimation.

I'm sorry but I don't see the Vectra losing his back end as a separate incident to your action. I think he brakes hard to try to avoid you, and due to the ice, this causes a skid.

From the RoSPA mindset (Yes I am a member :)) every accident is usually analysed with "What could I have done better", but when on the phone to the insurance, the opposite is true, I hope me putting an alternative view gives you practice defending yourself if/when needed. :)
 
That's a interesting post and very analytical

Reading the post,what looks to my ignorant mind a cut and dried collision,it may now take Paddy power to set the winners odds
 
As I turned in to the corner and saw the Vectra it had already lost control, in my opinion he was travelling too fast and braked as the car in front slowed down and lost the rear which I had accounted for and slowed down he hit me and then carried on across the junction.

I live in the area and have used that road since I past my test and you always use caution as with the parked cars along QPR's ground there is only enough room for one car at a time to drive down it so you usually have to wait where I parked up before proceeding.

I am also doing my RoSPA training, my main concern is that he will produce a dodgy witness but it seems I will have to choose my words carefully when filling out the forms.
 
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My take - the Vectra needed to be able to maintain control of the vehicle to safely give way or turn at that intersection. The tail slide implies he could not maintain control and you were unlucky to be right there. Thankfully no one hurt !
 
Do you have a picture of road without snow clearly showing markings?

Vectra could argue he had to swerve to avoid you which caused his back end to fly out as you didnt give way.

Legal minefield
 
as i see it, vectra was out of control before OP turned.
 
Madocks said:
Do you have a picture of road without snow clearly showing markings?

Vectra could argue he had to swerve to avoid you which caused his back end to fly out as you didnt give way.

Legal minefield
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Those two cars where not parked there to the right and he was travelling towards Loftus Road also my view from Loftus Road, as I said I was born in the area and live in the area and know which junctions and roads are a hazard.

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My take on it, is that it is not normal to be driving sideways down a road, unless you are on a Rally Cross. OP was stationary at the time of the collision, i.e. did all he could reasonably do. As well as Rally Crossing, driver of the Vectra was going too fast, to stop within the distance he could see to be clear, i.e. the vehicle waiting in front to leave the junction.

That would be me my thinking of a possible road traffic offence, but as its down to interested parties insurance companies, who knows what they'll decide.
 
I reckon that will be knock for knock, your road has give way signs, his doesnt.

With the parking there, it would be assumed that its regular not to fit 2 cars down the road at the same time.

He was also following the 2 tyre lines in the middle of the road and swerved to avoid you pulling into his path

Not saying its right, just sitting on the fence
 
I was turning left into Ellerslie Road from Loftus Road, where is this give way sign?

If it does go knock for knock he's screwed anyway as a private driver........ thats why I am waiting for the dodgy witness to come forward.
 
It could have been alot worse mate he was going to fast which is why the back slipped out when he braked and steered to avoid you.

*Alot of that would probably polish out looks mostly like paint transfer your bumper needs clipping back into the drivers side wing if the wing isn't deformed and needs pulling out.

* if it was me i'd be concerned about my painful neck :thumbsup:
 
Tes369 said:
It could have been alot worse mate he was going to fast which is why the back slipped out when he braked and steered to avoid you.

*Alot of that would probably polish out looks mostly like paint transfer your bumper needs clipping back into the drivers side wing if the wing isn't deformed and needs pulling out.

* if it was me i'd be concerned about my painful neck :thumbsup:
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There are holes in the bumper the headlight is scuffed so may not polish out and these are Japan parts only, the wing is pushed in and can be pulled out my body shop guy tells me.
 
Midwest said:
I thought the dotted single white line marked the edge of the 'major' road; giveway is indicated by double dotted white lines, is also along the edge of the 'major' road.
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So here should have "given way" instead of going sideways.
 
The prime cause of the accident, was the excess speed of the Vectra driver, for the conditions & the distance he could see to be clear.

When (you) entered a minor road, (your) view of the road ahead would be temporally restricted (obviously the field of vision of a human eye(s) is better than a (dash) camera), so due care & attention is needed. But envisaging a car broadside, is not reasonable, albeit in poor road conditions.

However, insurance companies, seem to have a differencing of opinions in apportioning blame.
 
Right I see I thought those marks on your bumper were dirt/ice.

* The fact you have video evidence will swing it and technically he hit you, you were stationary.

Cheers
 
Yep I've been thinking of one of those dash cams. Manufacturers might catch on, as most new cars have got front & rear cameras. Just needs some storage device.
 
And if you pause it at 0:07 he's a good bit over and that's why he's panicked look at the distance between him and the flat bed tranny and the scuff of ice to the left where a car was parked on the left.

Maybe he's allowed for the fact those flat bed trannys side mirrors stick out some ways from the vehicle ..?

He would have got away with it if he was closer to the tranny van.

Cheers
 
Wilko said:
Any dash cam recommendations?
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The one I have is this one, I also hardwired in a 12V to 5V power unit with 2 USB's and added a longer USB lead for a neat instal, I had one in the Lotus now have one in the Subaru as well as in the girlfriends Clio which I need to hard wire in one day.

They don't have motion detect for when the car is parked up but when I fire up the car they power up and start recording.

If you spend a lot of time on the road then maybe front and rear recording is a better option and if you are self employed then its all tax deductible.

https://www.amazon.co.uk/gp/product/B00UUQD9L6/ref=oh_aui_detailpage_o04_s00?ie=UTF8&psc=1

https://www.amazon.co.uk/gp/product/B00GXXFBC0/ref=oh_aui_detailpage_o04_s00?ie=UTF8&psc=1
 
As an Amazon Associate we earn from qualifying purchases.
Hate to be a pedant but it's an Insignia not a Vectra.

Fair lump of car to be coming at you sideways right enough!

I've a dashcam in the van and you've just reminded me I haven't transferred the other into my new car yet!
 

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Well some f!!ckwit decided to trash the front of my car.......
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