Dam speed camera van (robbing *******s)

[Guest111]

You don't have to declare, and it's wrong for them to ask too.
They tell you this on your course. It has no effect on your license or driving therefore no effect on insurance either.

The insurance firms are just trying to diddle you.

Admiral screwed my on a policy I was paying for when I'd sold the car 2 years ago. Cancelled the payments and they sent debt collectors. I've literally just finished after months screwing them for all the money they've taken without my permission. Cheeky sods.

I wouldn't tell them anything to do with an awareness course.

Dan I have to correct you on this,whether you received a fine or not is immaterial,you were still found guilty of a speeding offence,however the fact you chose to attend a speed awareness course rather than take a fine and points is entirely your choice,the fact is you still commited the offence!I think it is potentially dangerous for you to offer advice on something when you are not fully aware of the implications.Lets say someone doesn't declare the fact they've been on a course rather than the fine and points and later on they are involved in an RTC which is their fault and results in someone suffering a severe injury,the insurance will seize upon the undisclosed offence to avoid a big payout!Ask yourself would you rather save a few quid now or take the hit later should the worst happen? have you got potentially several million pounds to pay to someone who ends up in a wheelchair as a result of you causing an accident?

 

[NickD]

You don't have to declare, and it's wrong for them to ask too.
They tell you this on your course.

I think this is potentially mistaken.

Uberrima fides - Wikipedia, the free encyclopedia

You are under a particular duty to disclose all material facts which may affect the insurance risk. It is not unreasonable if an insurer wishes to consider it material and affecting the insurance risk if you have been caught speeding.

Frequently Asked Questions about the Speed Awareness Course - see point 10

There are grey areas here, but what I think is certain is, no-one can categorically say "I don't have to tell my insurer" unless they have established, with their specific insurer, that the insurer doesn't consider being caught speeding and going on an awareness course a material fact.

 

[NickD]

Quoting the FAQ guidance: "Conversely if the insurance company has asked no questions about a course and has limited their questions purely to accidents and convictions within specified periods, then it is difficult to see how they could later suggest that attendance at a course designed to improve driver skills represents a material change" - that seems like a good argument in law, but the trouble is that won't for one second stop the robbing barstewards from steadfastly refusing to pay up on a claim "because you should have told us" and saying if you don't like it, take us to court.

 

[Guest111]

I think this is potentially mistaken.

Uberrima fides - Wikipedia, the free encyclopedia

You are under a particular duty to disclose all material facts which may affect the insurance risk. It is not unreasonable if an insurer wishes to consider it material and affecting the insurance risk if you have been caught speeding.

Frequently Asked Questions about the Speed Awareness Course - see point 10

There are grey areas here, but what I think is certain is, no-one can categorically say "I don't have to tell my insurer" unless they have established, with their specific insurer, that the insurer doesn't consider being caught speeding and going on an awareness course a material fact.

Exactly,while one chief constable did state that the idea was to educate rather than punish, and the idea of increased premiums was unfair it is still as you state up to the insurer as they ultimately carry the risk,and unfortunately at the moment it seems that most if not all will either increase your premium or declare your insurance void if and when they find out.

 

[Guest111]

Quoting the FAQ guidance: "Conversely if the insurance company has asked no questions about a course and has limited their questions purely to accidents and convictions within specified periods, then it is difficult to see how they could later suggest that attendance at a course designed to improve driver skills represents a material change" - that seems like a good argument in law, but the trouble is that won't for one second stop the robbing barstewards from steadfastly refusing to pay up on a claim "because you should have told us" and saying if you don't like it, take us to court.

Exactly, and we all know how they just love an excuse not to pay out on a claim.

 

[R G]

I got done on the A10 doing 61 in a 60 limit , in a Renault Master ,, Robbing Gits,,,unfortunately I had done the speed awareness 3 months earlier so that wasn't an option ,,,

 

[tonto33]

Van is a vauxhall vivaro sportive lwb, was on dual carriageway, same route i do nearly daily, so today done same route at 60mph first van to over take me was a one transit connect with signs on it saying police dogs in transit no blue lights on next van was a vito keeping up with police dog van followed by police riot van..

 

[GMES]

Tonto I feel for you but my gripe is worse than yours, it cost me £35.00 for a sausage sandwich the other week. where I am based there is a really nice snack bar on the industrial estate that I have used for years and also I do their electrics, anyway apparently for the last month a transit connect with a roof mounted camera as been operating in the area and as happily been snapping away at every vehicle parked outside.
Now don't get me wrong the road is a clearway no stopping but people have parked up for their food for years with no problem.
My mate who as an air con business is suicidal after 5 of his lads all got fined at the same time £ 175.00 thank you very much.

 

[Adam W]

It all seems to be getting a bit out of hand:
Snapped: Poole council?s controversial ?spy car? caught speeding by police safety camera (From Bournemouth Echo)

 

[NickD]

I got done on the A10 doing 61 in a 60 limit , in a Renault Master ,, Robbing Gits,,,unfortunately I had done the speed awareness 3 months earlier so that wasn't an option ,,,

I thought that in practice you have to be over the speed limit by (10% plus a few extra mph) in order to get nabbed?

 

[tonto33]

spoke to copper today who said allowed 9mph over i was 13mph over

 

[Guest111]

I thought that in practice you have to be over the speed limit by (10% plus a few extra mph) in order to get nabbed?

it's usually 10% plus 3

 

[shanky887614]

I run this www.facebook.com/StaffsSpeedCams

We share locations in realtime.

Staffordshire is the county with the most speed SCAMERA vans. So we needed something to sort it out.

Get waze gps app.

It beeps and shows police as there reported in real time as well as if other waze users are in heavy traffic.

it works very well

 

[telectrix]

it's usually 10% plus 3

i was done for 34 in a 30.

 

[Guest111]

i was done for 34 in a 30.

that's the problem,home office ACPO guidlines say 10% plus 3 but it's at the discretion of individual forces,sometimes even individual officers.

 

[Plonker 3]

i was done for 34 in a 30.

Thats nothing I have been caught speeding twice.

First time rime the copper was sat right behind me for about 3 miles and I never saw him.

Second time, straight road, weather clear as can be visibility perfect, road as straight and as flat as can be. Copper comes haring up behind me with lights on, pulls me over he had been stood at the side of the road by a marked police car in a hi viz jacket.

 

[tonto33]

roads speeds should be increased on dual road and motorways by 10mph

 

[jaypp]

roads speeds should be increased on dual road and motorways by 10mph

there's really (imo) no point. on an 80 mile journey, with no traffic or reason to slow down, would those few minutes (under 10 in my head) you gained really be worth it?

 

[HandySparks]

Thats nothing I have been caught speeding twice.

First time rime the copper was sat right behind me for about 3 miles and I never saw him.

I believe the offence is known as 'Failure to look in rear view mirror'. :smiley2:

 

[jaypp]

Thats nothing I have been caught speeding twice.

First time rime the copper was sat right behind me for about 3 miles and I never saw him.

Second time, straight road, weather clear as can be visibility perfect, road as straight and as flat as can be. Copper comes haring up behind me with lights on, pulls me over he had been stood at the side of the road by a marked police car in a hi viz jacket.

obviously, you're so used to copper not being visible, you've got no reason to notice!!!!