Not trying to be argumentative or controversial, but if you are aid through a Ltd Company operated by an Agency then you are in effect subject to IR35 and working through an umbrella company, which is an iniquitous system foisted on us by Labour, and tightened down by those poltroons Osborne and Hammond. Now you get none of the benefits of paid employment but pay far greater tax than anyone else.
It has hugely damaged the public sector such as Crossrail, LUL, Network Rail, HS2, etc because these organisations are simply paying the normal salary but under IR35 conditions which means double NI and no access to pension, sick pay or holiday pay that you do not pay for additionally out of your already overtaxed pittance With CrosssRail paying ÂŁ300 a day for senior engineers, you can see why the Project is now a national embarrassment. All travel and lodging costs are not allowed neither are any out of pocket expenses so by the time you have paid for these the oney being paid is on par with a bus driver, so many senior engineers have retired or work overseas.
I understand that the NHS has a major problem with the massively high number of contract staff it has.
