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I am the landlord. I have an electrical background but not domestic so am unsure of the current regs. The installation is as Anthonybragg describes. All other parts of the installation have passed other than the split load issue. Seems a little over the top for five cct terraced house!
What code is placed against this issue ? As said above, any competent inspector would have noted this as a C3 at most.
 
Split load generally referred to part non rcd and part rcd. Your pic is generally referred to as dual rcd. The OPs board has five circuits so I suspect his terminology is at odds with what he means.
 
No cert has been issued yet. Just told over the phone. Was going to do the work myself then he’d retest and issue the cert. wanted to make sure the work was necessary because of time and cost
 
Split load refers to having two separately controlled supplies(either rcd or non rcd protected) fed via one main switch.If the OP had a split load board fitted then 2 circuits would be on one rcd and 3 circuits on the other.(Quite often i find that when separating the circuits in a 5 way board that there is usually a extra circuit that has been popped into say a 32 amp breaker with the ring.When fitting the new board,this extra circuit can go on its own 16 amp breaker and you'll end up with 3 circuits on one side and 3 on the other)
 
The chances are,if a new consumer unit be fitted it will likely be a metal clad number with two Rcds to split the circuits

In my own opinion the system you have currently is safer than whats presently permitted for TT systems
That is because the casing has the potential to become live with no protection by disconnection required
By that I mean no protection other than what they seem to term "enhanced protection" a sort of clamping or support to the tails to prevent the possible nasty fault occurring where a live exposed tails can touch the metal,perhaps just relying on only the supply fuse to hopefully pop

There again you could fit a Rcd before the tails to better protect,but don't you already have that?:)
 

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