C
claret73
Thoughts on this please chaps as have a meeting with my contractor tomorrow...
Couple of weeks back was working in a department store with my Electrical Contractor. Now, I sub contract to him as an 'Improver', 'Mate' etc as not too au fait with Commercial & is reflected in my day rate...he then sub contracts as the 'electrical contractor' to the Main Contractor for the account.
I Was carrying a pair of combi steps up the escalator & they clipped the ceiling, causing them to jam between that & the tread. Escalator cuts out & find there is damage to a tread. The engineers that came in to fix it presented the bill to the Main Contractor, who then passes it to the electrical contractor, who then passes it to me...now I have ÂŁ250 excess on my liability policy. Not trying to place blame elsewhere, it was one of those freak accidents that could happen to anybody, but feel I'm being done over by Main Contractor by having to pay out on this as am on site in a capacity as being 'under supervision', yet due to being CIS Self employed am now being left to carry the can!...
What do people think to this? Need some constructive points please...
Couple of weeks back was working in a department store with my Electrical Contractor. Now, I sub contract to him as an 'Improver', 'Mate' etc as not too au fait with Commercial & is reflected in my day rate...he then sub contracts as the 'electrical contractor' to the Main Contractor for the account.
I Was carrying a pair of combi steps up the escalator & they clipped the ceiling, causing them to jam between that & the tread. Escalator cuts out & find there is damage to a tread. The engineers that came in to fix it presented the bill to the Main Contractor, who then passes it to the electrical contractor, who then passes it to me...now I have ÂŁ250 excess on my liability policy. Not trying to place blame elsewhere, it was one of those freak accidents that could happen to anybody, but feel I'm being done over by Main Contractor by having to pay out on this as am on site in a capacity as being 'under supervision', yet due to being CIS Self employed am now being left to carry the can!...
What do people think to this? Need some constructive points please...