The benefits system seems to have been set up to discourage people from being responsible with money though - you scrimp and save and live within your means paying taxes and abiding by the law, then one day when you lose your job you don't get anything because you've had the foresight to save for a rainy day, and you've made the effort to make yourself employable.
On the other hand the system will bend over backwards for someone who spent their school days disrupting lessons for those who wanted to learn, would rather produce unloved, uncared for kids for increased benefits instead of go out to work for a living, doesn't care about breaking the law and a criminal record affecting their job prospects because they're not going to be getting a job anyway, and squander all their benefits money on booze smokes and sky tv, living a hand to mouth existence funded entirely by the taxpayer.
Take the case of the
woman who lived in a shed, didn't smoke, drink or go out, and managed to save up £22k from her benefits for her retirement, then the government decided she didn't 'need' it so took it all back off her and then some. Why would it be the government's place to tell someone to spend all their money there and then instead of being responsible and saving it for later?