The salient points here are that one; if the insurers state in writing that bonding is not needed then they will be liable for any damage or harm that arises from same
two; the landlord is responsible for the electrical safety of tenants and must satisfy himself this is true.
Perhaps ask the insurers to pay for a certificate to be issued regards the facts stated. After all they are insurers not electricians. With all due respect to opinions offered here, they will not cover you in the event of harm to property or person. For instance there is a greater risk of lightning damage now you have a metal roof.