It might aid your understanding of particular comments, and help with posting meaningful responses, if you were to do so.
Where did you learn this? Conduit can indeed serve that purpose, but it most certainly isn't its only function.
I beg to differ and having pulled new cables through old conduits, consider its use to have been money well spent. Perhaps you might ask for a customer's opinion, rather than make such decisions on their behalf. We're a bit rude over here, in not asking whether or not the customer wants conduit in their walls, as it's standard practice.
It may or may not be necessary, depending on specific circumstances, but I don't consider this to be a useful analogy.
If you'd offered additional insulation in a new property 20 years ago, rather than being a waste of money it would have saved them considerable sums on their heating bills. Most builders wouldn't have done more than the bare minimum.
If a homeowner needs to have a cable replaced (for whatever reason) I very much doubt they'd consider £2 of conduit and bush to have been money wasted, when the alternative is chopping into their wall, replastering and redecorating.
If you don't like the idea of conduit, then don't use it, but don't try to present a weak argument about it being money wasted.