According to point 4 of your plan, all heavy loads are on a single radial and each appliance fed from a bank of FCUs.
If you consider that to be good design, and in accordance with regulatory requirements,
That is
good design. All heavy appliances are one circuit. It conforms to the 18th and its amendments.
I have not done this. Sharpen up! Read what I write. I even put bits in bold for clearer understanding. AFDDs are expensive, so what is a cheap minimal installation with rising costs, in a flat requiring as few AFDDs as possible to keep costs as low as possible? It was quite clear.
it may need an SPD, so let us put one of those in. Then the installation has RCBOs/AFDD and SPD. Ultimate protection.
What is this nuisance tripping you keep referring to? It will be fitted to the 18th and amened and tested. With quality parts.
BTW, as aside. A relative has lived in a late 1980s 4 bed detached house with 2 bathrooms for 25 years. It amazed that the CU had one 32A ring, two 6A lighting circuits. One 16A immersion radial and one 6mm cooker circuit.
Five circuits. All in MCBs no RCD. I asked "
had you had any problems"? He said
'none ever'. This setup was minimal at even that time - even then three rings were being fitted in such large houses. But it all worked for for 35 years. He had a big fridge, washing machine, tumble dryer, dishwasher, the lot, all off one 32A ring. My AFDD minimal proposal design is more comprehensive than this.
Solar panels, inverter, new CU, new circuits, one for garage, new ring for kitchen, all using DP RCBOs, was fitted. Along with solar preheat cylinder using an iBoost. His energy bill over the past two months has been near zero.