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Say a block of 60 flats in a 6 floor old block renovation like seen in London mansion blocks. All flats have gas heating. Costs are then dramatically cut for the electrical installations giving full protection.
A job like that will be designed and specified by someone in a design office. They won't have any concerns over the cost as they will just be getting paid to do the design so it can be put out to tender. They will design it along standard lines and specify an AFDD for each circuit that the regs require them for, they may even go further and specify an AFDD for every circuit just because they can and it covers their backside.
The job will go out to tender and whoever wins the job will follow the design spec, if they don't and decide to cut costs following your method they will get called back and have to change it to meet the spec at their own cost.