I work in aviation and most issues with fasteners are caused by overtightening but I feel that's more because spanners and ratchets are used and it's very easy to overtighten when you have that extra leverage
Never dealt with EV chargers but I know that PCB terminals are fragile. Many only have one pin through the board per terminal, worse still are surface-mount only ones!Some car chargers require surprisingly low torque - considerably less than I'd deem reasonable for most terminals. I suspect this is because the connector is soldered directly to the board and I find that stranded conductors need to be bedded in quite well and re-tightened several times.