It does but it doesn't.
What they don't mention is that the finance is secured by a second charge (i.e mortgage) on the property, one of the reaosn that the green deal is taking longer than anticipated is that they had to pass special legislation (now done) to allow it.
Then try selling the property with a debt hanging over it, with only theoritcal (golden rule, who really knows ..) reduced energy costs, as those costs where based on the lifestyle of the occupant at the time the application was made. Plus if you go for Grean deal then no FiTs payments and no RHI payements. It's Free Solar all over again, though this time government backed (by big business and finance houses) ... Free Boiler. Free Insulation, Free Double glazing, don't worry Mrs Bloggings you don't have to pay for any of it... 28 approved different measures..