van insurance

[J.C.E]

evening chaps

any advise on van insurance for a 23year old that had 2 claims on company van policy and got 3 points on license for mobile phone

now trying to get insurance for my own van.

I know some people dont declare the claims from companys vans- becuase they think they don't count on personal- but if I even do need to claim- and I find my insurance is invalid- I paying all this money for nothing!!!

gets quotes for like 5k

 

[Midwest]

My lad had similar quotes, few accidents & using mobile. He shopped around and did get something for around grand, he was driving an old van though.

 

[Octopus]

3 points for using a mobile phone! I've never come across anyone who's been done for that!

 

[Darkwood]

Its 6 points now and I know loads who have.

I also know someone who got killed by a driver on his mobile so as much as many do do it, it comes with a risk of sky high insurance or several yrs in jail if you find yourself in a position also for the sake of buying a hands free, it still takes your concentration but at least its legal.

 

[J.C.E]

My lad had similar quotes, few accidents & using mobile. He shopped around and did get something for around grand, he was driving an old van though.

whos that with?

 

[Midwest]

Sorry can't help there, it was a couple of years ago now. Think he used one of those comparison web sites.

 

[uksparks]

I have a clean license, but I found that autonetinsurance.co.uk is very cheap, I signed up through vanxtra.co.uk

I have a 2004 Vauxhall Combo, im 33, clean licence, and don't use my car no claims on the van, so only have a few on the van, anyway, my policy is about £200 fully comp and protected.

 

[rwood1981]

I went on money saving expert recently, under the insurance , van insurance, they give you a few comparison sites to try and a few others who are not on those sites. Took about 20 minutes and saved £100 off my renewal price from current insurer.

 

[Hellmooth]

3 points for using a mobile phone! I've never come across anyone who's been done for that!

I got caught twice in the space of a week, 6 points and £60 fine at the time! Safe to say it's hands free every time now!

 

[Englishman]

I can't understand why people continue to use hand held phones when driving. It's idiotic. Most new vehicles have Bluetooth hands free, and those that don't can either fit a Parrot or a stereo with the function for £100. Instead, they choose to pay £100 to the old bill and get 3 points.

 

[Midwest]

Parrots can talk alright, but they are unable to take a message, when ya customers ring.

 

[sparksburnout]

I got caught twice in the space of a week, 6 points and £60 fine at the time! Safe to say it's hands free every time now!

Lucky you didn't kill somebody then you prat.

 

[shanky887614]

Its 6 points now and I know loads who have.

I also know someone who got killed by a driver on his mobile so as much as many do do it, it comes with a risk of sky high insurance or several yrs in jail if you find yourself in a position also for the sake of buying a hands free, it still takes your concentration but at least its legal.

its 3 points darkwood ive just looked.

they might have gotten 6 if they were done for dangerous driving rather than a mobile phone.


its 3 points and a £100 fine


it was too tempting and got caught answering my phone (got handsfree now)


back to the op

dial direct was the cheapest for me i know a few lads that use brentache (call them though)

mine was £1600 thats with a few claims though im 22

 

[Midwest]

its 3 points and a £100 fine

Or an 'awareness' course.

 

[Hellmooth]

Lucky you didn't kill somebody then you prat.

Phone was RCD protected.

Had about as much chance of killing someone as I would have on a hands free......you prat

 

[sparksburnout]

Phone was RCD protected.

Had about as much chance of killing someone as I would have on a hands free......you prat

Anyone who drives while using a hand held mobile phone is a prat, if you think otherwise I would go an ask any copper that has attended an accident where someone has been seriously injured or killed, they will tell you the same, or maybe they are all prats as well? You don't have to be going fast it just takes a second of distraction.

 

[shanky887614]

Anyone who drives while using a hand held mobile phone is a prat, if you think otherwise I would go an ask any copper that has attended an accident where someone has been seriously injured or killed, they will tell you the same, or maybe they are all prats as well? You don't have to be going fast it just takes a second of distraction.

the problem is if you vehicle is ticking over with the handbrake on you can still be fined.

anyway, being on the phone in a traffic jam or on a slow straight road while looking ahead isnt too bad.

its not aa bad a texting, if the phones to your ear your looking at where you are going

 

[Midwest]

Next time your talking to someone on your mobile, try and concentrate on someone else talking within the same room or space. Guarantee you will not be able to absorb both conversations. How many times have you asked someone to wait, when talking to someone else on your phone. Using a mobile phone, even using hands free (I use one), affects your ability to drive.

 

[Midwest]

Incidentally, the major cause of road accidents in the UK, is failing to look properly. Now you might say, that using a mobile prevents you from absorbing your surroundings whilst driving. But not everybody uses a mobile whilst driving and more importantly, whilst having an accident.

 

[shanky887614]

Incidentally, the major cause of road accidents in the UK, is failing to look properly. Now you might say, that using a mobile prevents you from absorbing your surroundings whilst driving. But not everybody uses a mobile whilst driving and more importantly, whilst having an accident.

thats the thing most accidents have nothing to do with mobile phones, mobiles are more likely to be involved in little crashes in stop/start traffic than anything else.


on a dual carriageway/motorway at 3am being on the phone wont matter as it is unlikely there will be many people around and nothing will jump out in front of you either.


there was hardly any traffic when i drove down from glasgow and i didnt exactly leave early (10am)