Well there will always be people who go for easy money ie Rated people service magic but my gut feeling is that people are learning this is a lot of bull remember we got ourselves into this mess because of sales ie pensions,endownments, PPI, mortgages , LIBOR, short term gain yet 3 years ago i chucked my job because I was told its not about customer focus so I started a small business and made customer focus the centre pin of the business and got great feedback such as how refreshing to get someone who will fit into my life so yes people are lazy they all want to sit at a pc and make a fortune and if that does not work well theres always Xfactor.
So watch out times are going to get worse sorry to say and these quick buck jockeys are going to feel the pain first