Here's an example... tyre fitters.
They run up the wheel nuts on your very expensive alloy wheels... Then finish them with a torque wrench, set at the correct value.
This ensures that its not too loose, that the vibration of driving loosens them more, and they fall out... nor too tight, as they would damage your alloys.
Its the same type of forces on the screw terminals within a consumer unit. Not too loose, not too tight...You dont want the cable wiggling out... nor do you want the circuit breaker cracking apart because someone turned the driver too much.
Luckily the manufacturers helpfully give you the optimum values.
I would rather see a tyre fitter use a torque wrench on my wheels, that im going to drive away in.... rather than him doing it by 'feel' alone.... using a manual wrench, and him saying "Aye, that'll do"
Don't tell me.... you change your own tyres.....
As we tend to say around here: Get a professional to do it!