bumped van ,claimed from thired party

[buzzlightyear]

couple of weeks a go ,got bumped from behind .insurance sent me a text .we have assessment for the damaged back doors ,because the damaged and because of the cost wade against van .but it drivable but at loss.
they claiming from the third party for the van .

 

[Squid]

How bad is the damage and how old is the van as you could go for a non fault claim but accept a payment in lieu or get it written off get the payout and keep the van and get it repaired yourself.

 

[buzzlightyear]

v w 2005 miles, 79 thousand miles had it from new .
back door damaged and dent .

 

[Squid]

See what settlement they offer, any photos of the damaged doors as if may be worth your while buying the doors from a breakers, I accepted a payment in lieu on the Subaru and there is no CAT marker on the car.

 

[telectrix]

deffo take a decent offer. about £2000 - £2500 is about right. then repair yourself, either fix doors or buy from breakers. exactly same as with my hiace.

 

[littlespark]

Can I claim for a new tyre? Parked on a nail on a job I think.
Bloody good Michelin with near new tread.
At least the spare was a Michelin too, so that's on the van now and a goodyear on the spare.
I don't think i'll bother the insurance for £67

 

[Squid]

Can I claim for a new tyre? Parked on a nail on a job I think.
Bloody good Michelin with near new tread.
At least the spare was a Michelin too, so that's on the van now and a goodyear on the spare.
I don't think i'll bother the insurance for £67

Claim as an expense when you do your tax returns, you do pay tax BTW?

 

[littlespark]

Claim as an expense when you do your tax returns, you do pay tax BTW?

Hell, no. I didn't even pay for the van. I stole it from the dealership.



Disclaimer: If HMRC are reading this, yes I pay tax and yes, Citroen, I paid for the van as well.

 

[buzzlightyear]

hi gang this what they say market value £2.566.00 less £307.00 for the salvage the report has now gone to third party it does not say what cat this is for accident management. if I sold the van tomorrow this before the accident would be looking at possible £4.000

 

[telectrix]

hi gang this what they say market value £2.566.00 less £307.00 for the salvage the report has now gone to third party it does not say what cat this is for accident management. if I sold the van tomorrow this before the accident would be looking at possible £4.000

that offer is a bit low, IMO, but in the bigger picture, you get £2200 and can fix it for about £250, so that's almost £2000 for beer. winner.

 

[buzzlightyear]

the pre -accident market value £2,500.00 ,it depends on the third party insurance , I will have to wait and see what they say .

 

[buzzlightyear]

deffo take a decent offer. about £2000 - £2500 is about right. then repair yourself, either fix doors or buy from breakers. exactly same as with my hiace.

how did you do it Tele , on the letter it says total lose .

 

[telectrix]

still driving it almost 3 years later, cost me £30 for a bumper from scrappy, £20 tub of filler, and 2 aerosols.

 

[Squid]

I must be on ignore.........

 

[buzzlightyear]

I must be on ignore.........

me sir ,not me.

 

[Squid]

me sir ,not me.

Ask if you can get an assessor to asses your van as all the insurance company have done is used there own data, I had this issue with my Subaru as it flagged up as a standard 2003 Legacy when in fact it was an imported Japanese car and a BP5 Twinscroll Turbo, they sent an assessor to verify the car and he is the one that suggested a payment in lieu.

 

[buzzlightyear]

he is the one that suggested a payment in lieu

because the company is a independent management company working on behalf of insurance company's market value .when a suggested a payment in lieu !

 

[telectrix]

See what settlement they offer, any photos of the damaged doors as if may be worth your while buying the doors from a breakers, I accepted a payment in lieu on the Subaru and there is no CAT marker on the car.

there's no CAT marker on my van. but several DOGS have pi$$ed on the wheels.

 

[Squid]

In English please ;o))))

 

[Squid]

there's no CAT marker on my van. but several DOGS have pi$$ed on the wheels.

Ex girlfriends don't count........