missing the point here. - It would help to know more about the application.
there is not in existence as far as I know a pump that will run on dc or ac - Agreed
by definition, we must be looking at a system that has 2 pumps? - Disagree
1 dc possibley 12 or 24v1ac possibley 230vit is over complicating matters to use a relay and time clock to decide which pump to opperate. - I didn't mention a time clock. The solar panel would activate between dawn and dusk eliminating need for a time clock
also, the control voltage for the relay will have to be considered, depending on the importance of the pump working at all times required. - The relay coil would be DC (powered by the pv panel, subject to coil voltage being compatible) switching the AC supply to THE 230v pump. During hours of darkness the relay switches over onto the NC contacts (ie relay coil not energised) maintaining the AC supply to the pump.The ONLY float switch needs to be between the relay output and the pump.
what could be simpler than float 1 controls pump 1 and float 2 controls pump 2? - Consider cost of an unnecessary (in my opinion) second pump.
if you use a relay then you will loose power to both pumps if the supply to 1 pump fails (assuming it is the supply to the control relay too.) - Loss of power (supply or component) can happen at any time, irrespective of system used.