OP
Hawkmoon
The difference is there's nothing you can do with the spur on the RFC because the ring is inherently vulnerable to this no matter what you do. It is perfectly correct in all design aspects so no code or comment. The 27A cable on a 32A OCPD does not meet correct co-ordination in terms of the upstream OCPD, instead relying on downstream fusing of the 2x13A which is relatively unusual in domestic, where bodgery is rife, and I believe we are under some degree of responsibility to guard against it (if it's not domestic I'd be less worried). I'm risk averse. I'd C3 it. Others may not. I wouldn't particularly choose to decry their choice.
It makes no difference what is usual/unusual in domestic - you look at/determine an install on its compliance re: BS7671 - if the cable (in this instance) has overload protection and satisfies thermal constraints then what reason would you have to comment/code it??? Seems you are being influenced by domestic installation convention.
You need to forget what is the apparent 'norm' for 'domestic installations' and apply regs as you would any install comm/ind/dom.
As I say...no code...no comment on EICR...All good!