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Hi lads just looking for advice when it comes to Company kit. Things like test kits etc. If they are left in the van and they get stollen is it the electricians responsibility to foot the bill? We are being told to take them in the house. To me this doesn’t seem unreasonable because I have the room in my garage. My tools also get emptied off the van every night and stored away. We have also been told that if we leave our tools in the van and they go missing, they will not be replaced. It’s a hard one because one could argue that our tools are our responsibility. But some lads live in flats etc and have no room for a van full of tools in the house. Should the tools be covered if they get stolen? Are they covered if left on site in a site safe. Any input would be great

thanks in advance
 
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Company issued tools and equipment are the companies responsibility if they cannot secure the van properly ie locks, alarm and van vault that is not your problem, this goes for all hours of the day.

For your own tools and gear during the day I would like to think you are covered but on the night I will say it time and time again!

Whittle your tools down into something that can be rolled in and out your house/flat. A pain in the arse at first but all becomes worth it when you wake up one morning to find your van opened but you've still got your own tools.
 

Pete999

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Hi lads just looking for advice when it comes to Company kit. Things like test kits etc. If they are left in the van and they get stollen is it the electricians responsibility to foot the bill? We are being told to take them in the house. To me this doesn’t seem unreasonable because I have the room in my garage. My tools also get emptied off the van every night and stored away. We have also been told that if we leave our tools in the van and they go missing, they will not be replaced. It’s a hard one because one could argue that our tools are our responsibility. But some lads live in flats etc and have no room for a van full of tools in the house. Should the tools be covered if they get stolen? Are they covered if left on site in a site safe. Any input would be great

thanks in advance
Doesn't the company in question have all this kit insured? or is it as difficult as the sole trader to insure tools of the trade?
 

littlespark

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Company vans should have van insurance to cover all the kit inside.
I think mine as self employed is covered for a couple grand for tools and materials.
Which doesn’t quite cover everything if I had to replace with new.
Any insurance company will pay out if all reasonable steps were taken. Ie, don’t leave the van unlocked.
 
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  • #5
Doesn't the company in question have all this kit insured? or is it as difficult as the sole trader to insure tools of the trade?
They are saying that the vans are insured if they are at the office. But not outside our houses. I take a van home.
 

Pete999

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They are saying that the vans are insured if they are at the office. But not outside our houses. I take a van home.
What about when you are travelling between jobs? or parked on site? sounds like BS to me
 
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  • #7
Company issued tools and equipment are the companies responsibility if they cannot secure the van properly ie locks, alarm and van vault that is not your problem, this goes for all hours of the day.

For your own tools and gear during the day I would like to think you are covered but on the night I will say it time and time again!

Whittle your tools down into something that can be rolled in and out your house/flat. A pain in the arse at first but all becomes worth it when you wake up one morning to find your van opened but you've still got your own tools.
They are saying we need to empty all company kit too because they will charge us if it goes missing
Post automatically merged:

What about when you are travelling between jobs? or parked on site? sounds like BS to me
I think it just applies to when the van is outside your house
 

telectrix

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problem is with a lot of insurance companies doing tools/equipment on vans cover, the small print says "not covered if left unattended 9pm - 6am." I'm self=employed and all tools come off at night, even though they are covered. It's not just the cost of the nicked stuff that matters, it's being unable to work while the insurers process the claim, and even then they write down the values, so if you have a £400 drill that's 5 years old, they value it at maybe£100 rather than replacement cost. beggars the question---- who's the bigger thief, the scroat that breaks into your van or your insurance company. i put it at 50/50.
 

James

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If they can’t insure the kit whilst the van is parked outside your house, how about offloading all the kit at the office at the end of the working day?
 

buzzlightyear

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Could you not ask your company to supply a gaurd dog for the van ., any i would be better to empty the van at the
Premises or leave the van and ride home on shanges pony .
 

Midwest

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Taking company vehicle home is a tax incentive as an employee, unless you can show you are on call etc. So be careful there.

Ive read some companies approve taking company vehicles home at night, but should not be driven for personal use between certain hours; therefore no consent, and no insurance if the cops catch you.
 
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  • #13
If they can’t insure the kit whilst the van is parked outside your house, how about offloading all the kit at the office at the end of the working day?
I live 45 minutes from the yard so that isn’t an option. Plus like I say i don’t mind unloading every night. It’s more to get opinions for others.
 
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