Thanks everyone
As I have said to a few already due to personal reasons I dont want to go into - i have to keep my income (profit) below £12,000 this year, there is NO option to increase it higher than that!
After 6 months time I can increase my income, if everything goes well, over that amount with no problems at all.
limited company is not an option as I will lose 4 of my regular customers - 3 of which are of the 4 above as they don't deal with limited companies at all.
I could go down the route of not working but I have been advised that working is my best option and will improve my chances of everything going my way in 6 months.
I am thinking that if I price myself lower than normal and regulate income that way, I get my customer database up and every 3 months I increase my labor prices by 25%ish, that way I got the reputation, and when I explain that prices are going up by 25% ish they wont mind to much as they already know my quality of work.
I have taken all into account and priced myself accordingly taking the above situation into account as well - thanks everyone