Assuming there is no fault of course. In a fault condition it may draw more current than it is designed to, with a fire/electrocution risk. That is where correctly sized overload protection comes in - to nip the danger in the bud.a 13amp plug top are what we class as fixed current equipment and therefore do not need overload protection
I have seen enough innards of burnt out appliances that would have benefited in safety aspects having a correctly sized fuse in the plug, with 13A being far too high.
Your point about manufacturers increasing fire/electrocution risk because of profit is relevant.
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