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malcolmsanford

When your home insurance won

It seems that advice given by the majority of us to customers concerning properly maintained electrical installations, inc fire alarms and DIY work that is not correct, is highlighted again by Insurance Companies not paying out.
 
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Spot on Malcolm, from our sales blurb:


By following this practice, you can be sure that your obligations have been met under the Health and Safety at Work Act so far as electrical safety is concerned and more importantly that your staff, visitors, patients, buildings and possessions are safe and that your insurance company will pay out in the event of a claim arising from an electrical fault or fire (check your small print!).
 
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"The cost of botched DIY

On the surface, performing jobs around the house yourself could seem cheaper than hiring a professional. However, DIY mishaps can prove costly to repair if you cut through a wire or spill paint on a white carpet.
Bear in mind, a 'standard perils' policy may not cover such damage and you might want to consider adding an accidental damage clause to your policy if you plan on doing work around the house yourself.
Furthermore, you could invalidate your insurance by performing gas and electrical work if you don't have the necessary qualifications."

A useful article for anyone doing electrical DIY.
 

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