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Hi all. So with a bit of time on my hands I've decided to do the self assessment 2019-2020 return be my self. For the first time!

I have paid cis as a subcontractor in this year - in the eyes of the HMRC does this count as having a business? Being an improver a few agencies have put me on a PAYE umbrella stating that they can not pay the cis unless I'm fully qualified. Is this a new change in law? As I've never had this problem before. It's fair to say that they would take a huge chunk of my wage weekly, which is leaving me feeling like I'm being robbed in day light.

Appreciate your help.
 

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