I also agree that heat pumps only work well with properly insulated buildings, and they are expensive. My pal was being persuaded to fit one in her cottage, with a grant of £5k. She would have needed her existing radiators upgraded, new, larger bore pipework PLUS a new hot water cylinder with immersion heater to top up the temperature, at a cost to her of about £15k. I suggested that £15k would buy a lot of heating oil, especially as she only uses about £750/year. Doing the maths, she decided that the huge upheaval for the heat pump installation wasn't worth it, because by the time she had used the £15k worth of oil she'd probably be dead! She decided to go a few more holidays instead! Her neighbour has a heat pump, and the fan noise is annoying too. Considering that a large sector of the population live in flats, heat pumps are not really viable for them either. I'm all-electric, or at least my flat is, and I'm quite happy with that.