Take your point it’s not an investment.
That’s good, because with respect you may be creating something, were no one would want to lend on, or buy it, without wanting to knock you for cash to conventionalise it. What’s the point of investing in a significant asset that can’t easily be liquidised ?
Just random thoughts, please feel free to ignore.
They are very random thoughts, especially as the opposite of what you've posted is true ...
House built to this general standard are the norm for many of our more northerly neighbours, perhaps not all to PH standards but all highly insulated and a measured target air tightness - sooner or later such house will be standard here, there's no doubt about that.
Even up here in the UK there's many conventionally built houses that have to be purchased outright, as no mortgage company will lend on it - ask yourself why.
Also, the wise planners here have efffectly banned brick buildings, you simply won't get a warrant for putting up such a structure - ask yourself why.
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