OK, thanks to everyone for your advice.
The thread can be closed now as far as I'm concerned.
Don't be disheartened, many trades in this Country don't like change, most builders still think block/brick build is the only way - ask them about air tightness testing and you'll get the same belligerent responses as you've seen here.
We've done very similar to what you are aiming at, but before PH became trendy - luckily we have an almost endless supply of energy blowing past so our energy source was easy to pick. Your calcs probably show you won't need any significant energy input for space heating, as did ours - but we specified all flooring to be highly insulated 8'' conc with both electric loose laid heating, and wet UFH - and a fairly large TS - with plenty of coils, stat probes and three immersions - lots of thermal mass.
Your instantaneous heater proposal is sound - heat at the point of use, and only heat what you need is a concept clearly lost so far in this thread.
But do ensure you pander to those who might live in the house after you by ensuring gas is at least piped to the likely areas of use, you don't need to have a supply, just a feed from your utility box.
We spent time in Norway and Sweden before signing off, they know how to build properly over there - hopefully trades in this Country might catch them up eventually.
You'll likely be aware already, the Green Building Forum will be much more receptive of your "wild" ideas - also talk to Viking House, they have some innovative MHVR solutions - also their general building and detailing drawings are a goldmine of ideas.
Good luck.